Mkobo Microfinance Bank
Credit and Risk Officer
Nigeria
Job summary
The primary purpose of this position centres on ensuring the Bank’s risks are properly monitored and managed. The individual will also be responsible for the development and implementation of systems, policies and procedures aimed at mitigating identified risks, including devising strategies or programs.
Min Qualification: Degree Experience Level: Entry level Experience Length: 2 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process.
- Developing methods to generate a robust system to identify, monitor, manage, and control credit, market, and operational risks.
- Facilitate the identification, assessment, measurement, monitoring, controlling, and reporting of the level of risk.
- Ensures proper documentation of credits by adhering to set documentation standards and procedures
- Ensure the approved credit framework and recommend credit approval limits in line with the bank’s policy are adhered.
- Review and analyse the delinquent portfolio to identify key causal factors, make recommendations, and track them to ensure adequate and timely closure.
- Prepare timely, comprehensive, and reliable credit risk reports to senior management and the board regularly.
Requirements:
- Minimum of 2 years of experience
- Minimum of a BSc.
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