Avg. Phone interview and then with hiring Mgr. Very relax setting. Seem to be a great opportunity for all parties involved. Once hired, you will have various paperwork to sign to cover the company...chargeback for your Mortgage License to any Loan officer that does to meet their loan revenue production. Unprofessional and greedy. It is an investment as a business. If you take care of your workers this would not be an issue.