Avantages
The job provides complete automony as a financial advisor. If you hate hierarchy this is a good organizational structure. Additionally, the company finances your overhead expenses the first few years and provides a base salary for the first 19 weeks, although it isn't enough.
Inconvénients
The compensation system is designed to make you fail if you hit a rough patch. There are "red" numbers and "black" numbers. The red numbers represent the amount of premium you have sold. This means nothing until the business is approved by the multiple layers of bureaucracy, otherwise known as compliance and underwriting. The black number represent the actual premium you place. But beware, MetLife pays you an upfront annualized commission. If the policy lapses later, they take the money back. Because business can be inconsistent at times, a take-back can substantially ruin your personal financial situation. Additionally, many of the Agency Sales Directors have very little experience, and are usually better producers than managers. Don't expect a lot of useful help and don't believe everything they tell you.