Avantages
The base salary is reasonable and based on salary attained at your previous employer. The range is from $30K-$50K. One of the greatest draws is that all of the leads are provided for you. No cold calling involved. The company offers a very good benefits package including: Medical, Dental, Vision, Matching 401(k) and a Pension. All sales personnel must be licensed and the company offers paid training once the employee passes their State of CA Life & Health Agents exam.
Inconvénients
Sales personnel work in a highly-regulated industry in a call center environment. All calls are recorded and used to coach/train/terminate employees. All sales personell work off a regimented script which largely eliminates individuals from utilizing their own creativity and sales skills. The company uses an excessive amount of metrics to measure performance which is a distraction for the majority of agents. The company controls the flow of leads to each agent which directly impacts production for the agent.